SMSF Finance
SECURE YOUR FUTURE
Take control of your financial future
SMSF finance, also known as Self-Managed Superannuation Fund finance, is a specialised financial strategy that empowers individuals to take greater control of their retirement savings.
This approach allows for a diverse range of investment options, including property, stocks, and other assets, providing potential for higher returns and increased portfolio diversification. By understanding the intricacies of SMSF finance and seeking professional guidance, individuals can harness the power of self-management to secure a more prosperous financial future.
SMSF features
Control & Flexibility
With an SMSF, you have greater control over your investment decisions, including property selection and management. This control allows for strategic decisions tailored to the fund’s specific goals and risk tolerance. Additionally, there is flexibility in choosing how to structure the loan and repayments, providing options that align with the fund’s financial strategy.
Asset Diversification
Property investment allows for diversification within the SMSF’s portfolio. Diversifying across different asset classes, such as property, shares, and cash, can spread risk and increase the potential for stable, long-term returns, safeguarding the fund against the fluctuations of any single market.
Things to Consider
It’s crucial to approach borrowing within an SMSF cautiously, ensuring that the investment aligns with the fund’s investment strategy, risk profile, and overall financial objectives. Seeking advice from financial professionals or advisors well-versed in SMSF regulations is essential to make informed decisions.
HOW WE WORK
SMSF Finance
This strategy enables a broad spectrum of investment choices, such as real estate, equities, and various other assets, offering the opportunity for greater profits and an expanded portfolio diversification.
Consultation & analysis
Step 1: Initial consultation
Initial consultation can be either in person, by phone or video call.Step 2: Business and financial analysis
Once we receive the required information we will complete an initial business and financial analysis. The information we require varies depending on your situation but generally includes financials, statement of assets and liabilities, profit and loss statement, tax portals and may also include existing lending documentation, a cashflow budget and other information. Following our analysis we will contact you to discuss your situation further.Engagement
Step 3: Engagement of our Services
We disclose engagement fees payable before you make any commitment (generally your chosen lender will pay some or most of our fees following successful settlement of finance). Our service is to get you the best possible finance products and terms.Proposal
Step 4: Funding proposal
We professionally prepare a finance tender package (that captures the potential of your business and financial position) for a panel of banks.Step 5: Present to banks
We present banks / lenders the opportunity to compete for your business.Step 6: Compare bank offers
We compare and analyse the funding offers received and present them to you to discuss them in detail and select your preference. On some occasions we may conduct further negotiations on your behalf.Acceptance
Step 7: Loan acceptance
Following the acceptance of your preferred funding offer we arrange finance approval and loan documents for you to sign.Step 8: Settlement and establishment of facilities
We follow through to settlement (and beyond) to ensure your facilities are set up to your satisfaction.Ongoing support
Step 9: Ongoing reviews
We offer an ongoing review service to ensure you continue to receive the best finance products and terms as well as providing you with ongoing advice as you require.
HERE'S WHAT OUR CLIENTS HAVE TO SAY
I have been working with Stanley Finance for over 9 years. During that period they have helped me with a wide range of deals including home loans, commercial finance and SMSF finance. The service that I receive is consistently excellent. The attention to detail is second to none and I feel like they always have my best interest at the core of their suggestions. Bertie and his team are also constantly looking for ways to go above and beyond. Their tenacity is impressive and their willingness to not accept no as an option is appreciated, especially when some of the deals are more complicated than the norm. I wholeheartedly recommend the team at Stanley Finance to anyone who requires the service of a finance broker.
Joe Adendorff
Aden Hotels Group
Working with Stanley Finance was an absolute pleasure. Their expertise, personalised service, and commitment to excellence made our mortgage journey a seamless and rewarding one. I wholeheartedly recommend Kim, Bertie and Stanley Finance to anyone seeking top-tier mortgage brokerage services. Thank you for making our investment property dreams a reality!
Troy McKellar